Retail Merchant Account Rates and Fees

The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.



Service Industry Average Argus Merchant
Services
Retail Discount Rate 1.86% 1.69%
Retail Transaction/Batch Fee 25 ¢ 19 ¢
Monthly Service/Support/Statement Fee $10 – $15 $9.95
Voice Authorization Fee $1.50 75 ¢
Surcharge (Corporate Card transaction) + 3% + 1.5%
Chargeback / Retrieval FeeNote: only charged if your customer disputes a charge. In practice this rarely happens. $35 $25
ACH Reject FeeNote: only charged if you lack funds in your bank account to cover credit card fees or debits. $30 $15
Annual Fee up to $195 $0
Application Fee $75 – $125 $0
Setup Fee $50 – $150 $0
Programming Fee $50 – $95 $0
Monthly Maintenance Fee $0 – $10 $0
Internet Secure Gateway Setup $99 – $299 $0
GatewayTransaction Fee 10 ¢ 5 ¢
Any Shopping Cart 10 ¢ $0

Note: Rates are effective for accounts setup on or after June, 1st, 2014. Above is a summary only and may not be all inclusive, all fees are listed in the in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve.